I think I understood you. Here's what I need to make clear:
1. My skin is actually BLANK (i.e. empty, without ANY images, tokens, or anything, absolutely blank, white)
2. Therefore, if I want to be able to login, I actually had to create a page (tab) and insert the User Login module onto it [then navigate to that page using the URL of that page]. Since the skin is blank (yes, it is totally empty), there is no other way to get to my login page.
3. Yes, you can modify your account from the login module, primarily because once you login, the User Login module actually displays your username, which you can click on, and therefore modify your account.
All this thinking has led me to believe that I can actually HIDE the User Module to authenticated users, which might solve my problem.
Is the problem more clear now than before? I know it's hard to visualize at first, but my skin actually is blank.
Thanks,
Voller